AFL-CIO Employees Federal Credit Union is ready to help people who will be suffering economic pressures. Your credit union is not only a spot doing company, but an exciting and institution that is caring improves the life of other people.
Confidential, competent and nonjudgmental solutions are supplied at no cost to users.
Your economic health insurance and wellbeing is really a factor that is significant the manner in which you feel about your self along with your life. During the time that is same there is certainly a great deal information on individual finance, credit rating, credit challenges as well as other essential economic subjects so it can be challenging to know very well what suits you.
E mail us today – we have been right here to greatly help!
301-683-2800
Creditcounselor@aflcioefcu.org
Member advantage
An unsecured shut end, fixed rate, fixed term loan:
Minimal loan amount… that is……………………. $1,000.00
Optimum loan amount… that is……………………. $1,000.00
Optimum term…………………………………. One year
Instructions:
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is needed; nonetheless, the mortgage re payment history will be reported.
Should be a member in good standing; no delinquencies that are current any AFL-CIO EFCU account.
Have actually a well established direct deposit with AFL-CIO EFCU for at the least half a year.
Spend a software charge of $25 whether or not credit is extended.
Courtesy Pay will never be permitted throughout the term of this known Member Advantage loan.
Only 1 1 Member Advantage or Member Advantage Plus loan open at an occasion.
*APR=Annual Percentage Rate. Prices are topic to alter with no warning. All prices shown are for qualified borrowers. Minimal and optimum loan quantity is $1,000.00. Believed payments that are monthly a $1,000 at a consistent level of 15.99% APR is $90.78. No credit check is needed; but the loan re re re payment history will be reported. Member must satisfy all demands to qualify. Only 1 Member Advantage or Member Advantage Plus can be released at any time per user or account. AFL-CIO EFCU reserves the proper to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) a Member that is non-refundable Advantage cost of $25 is gathered out of each and every application no matter whether credit is extended.
MEMBER ADVANTAGE PLUS
An unsecured shut end, fixed rate, fixed term loan:
Minimal loan amount… that is……………………. $1,500.00(on the loan that is first)
Optimum loan amount… that is……………………. $1,500.00
Optimum term…………………………………. Eighteen months
Instructions:
Be an AFL-CIO EFCU member for no less than six 6 months.
No credit check is needed; nevertheless, the mortgage payment history will be reported.
Should be a part in good standing; no delinquencies that are current the full time associated with the application on any AFL-CIO EFCU account.
Spend a software charge of $25 whether or not credit is extended.
Courtesy Pay will never be permitted throughout the term for the known Member Advantage Plus loan.
Users do not need to spend the known Member Advantage Plus loan down to be eligible for extra funds. The mortgage balance must certanly be compensated to at the very least $750 or below to qualify for extra funds that can perhaps perhaps not meet or meet or exceed the maximum loan quantity of $1,500.
**APR=Annual Percentage Rate. Prices are topic to improve with no warning. All rates shown are for qualified borrowers. The posted price may alter at any right time without warning. Minimal and optimum loan amount is $1,500.00. Believed payments that are monthly $1,500 for a price of 17.99per cent APR is $95.77. No credit check is needed; though the loan re payment history shall be reported. Member must satisfy all needs to qualify. Prior to the Member Advantage Plus loan may be granted, the user should have had a Member Advantage loan and finished re re re payments for at the least twelve (12) months. Only 1 Member Advantage or Member Advantage Plus loan could be given at any time per user or account. AFL-CIO EFCU reserves the ability to end this scheduled system whenever you want without advance notice. Certain restrictions and conditions may use. (2) a Member that is non-refundable Advantage application fee of $25 is gathered out of each and every application no matter whether credit is extended.
PAY SAVER LOAN
The Credit Union option to Spend loans day. An unsecured shut end, fixed rate, fixed term loan:
Minimal loan amount… that is……………………. $300.00
Optimum loan amount…………………………. $750.00
Optimum term…………………………………. Six months
Be an AFL-CIO EFCU user for no less than six 6 months.
No credit check is needed; nevertheless, the mortgage re payment history will be reported.
Needs to be a known user in good standing; no delinquencies on any AFL-CIO EFCU account.
Spend a software charge of $25 whether or not credit is extended.
Courtesy Pay shall never be permitted throughout the term regarding the Pay Saver Loan.
Only 1 1 Pay Saver Loan available at the same time.
Just two 2 Pay Saver Loans permitted per twelve months.
***APR is Apr. The posted price may alter at any right time without warning. Minimal loan quantity is $300 and optimum loan quantity is $750.00. Estimated payment per $300 borrowed for a price of 17.99per cent APR for a few months is $52.67. Estimated payment per $750 lent at a consistent level of 17.99per cent APR for six months is $131.67. No credit check is needed; but the loan re re payment history will be reported. Automatic transfer for payment are established during the time the loan is disbursed. Member must satisfy all demands to qualify. Just one Pay Saver Loan can be given at any right time per user or account. Year only two Pay Saver Loans allowed per calendar. AFL-CIO EFCU reserves the proper to end this system at any time without advance notice. Certain restrictions and conditions may use. (2) a application that is non-refundable of $25 is gathered out of each and every application no matter whether credit is extended. It is to pay for the specific expenses of processing.
For that added peace of brain. AFL-CIO Employees Federal Credit Union provides you with the chance to buy financial obligation security protection.
Fresh Begin Loans
The Start that is fresh Loan designed to assist credit challenged credit union people re-establish credit and ideally steer clear of the usage of payday loan providers. This program is supposed to pay for collection products medical, energy, cable, etc., liens, judgments, charge-off loans, and challenged credit that haven’t been paid, pleased, or have been in a previous due status.
The mortgage system is always to help the credit union user payoff all credit that is challenged re-establish their credit score.
Prices As minimal As 9.50% APR* as much as three years.
Minimal Amount: $1,000
Optimum Amount: $3,000
Minimal Term: 12 months
Optimum Term: three years
Requirements:
Loan must fulfill credit union financing policies, procedures, and instructions.
Credit union to limit all checks towards the user plus the creditor.
There isn’t any credit history limitation to however qualify, not absolutely all users would qualify.
For that added peace of brain. AFL-CIO Employees Federal Credit Union provides you with the chance to buy debt security protection.
*APR is Apr. Prices As Little As 9.50% APR. The posted price is beneficial 01/01/2018 and could alter at any right time with no warning. Minimum loan quantity is $1,000 and optimum loan quantity is $3,000.00. Estimated payment per $1,000 lent at a level of 9.50% APR for 3 years check out this site is $32.05. Credit check is needed; the mortgage re payment history shall be reported. Automated transfer for payment are founded in the right time the mortgage is disbursed. Member must satisfy all requirements to qualify. AFL-CIO EFCU reserves the ability to terminate the product at any time without advance notice. Certain restrictions and conditions may use. (2) a application that is non-refundable of $25 is gathered out of each and every application no matter whether credit is extended. This is certainly to pay for the specific expenses of processing.
*APR = APR. RATE ACCORDING TO CREDITWORTHINESS AND TERM OF LOAN. PRICES ARE AT THE MERCY OF CHANGE ANYTIME AND THEY ARE NOT GUARANTEED.
**APY = ANNUAL PERCENTAGE YIELD.
CURRENTLY HYPER HYPER HYPER LINKS TO 3RD PARTY PARTNERS, INDEPENDENT FROM AFL-CIO EMPLOYEES FEDERAL CREDIT UNION. THESE HYPER LINKS ARE OFFERED ONLY AS A CONVENIENCE. WE USUALLY DO NOT HANDLE THE INFORMATION OF THE INTERNET SITES. THE PRIVACY AND SAFETY POLICIES OF EXTERNAL WEBSITES WILL CHANGE FROM THOSE OF AFL-CIO EMPLOYEES FEDERAL CREDIT UNION.
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